- You brought in $74,500 and spent $64,900, so you kept $9,600 for the month.
- Your two biggest costs were staff pay at $28,000 and ingredients at $22,000.
- One emergency oven repair of $2,400 was the main one-time cost this month.
- Most of your money came in from over-the-counter sales at the shop.
01 — THE BOTTOM LINE
The short version
02 — FINANCIAL SNAPSHOT
Where the numbers landed
|
REVENUE
$74,500
Money in across 11 deposits
|
EXPENSES
$64,900
Money out across 28 payments
|
NET INCOME
$9,600
What you kept after costs
|
Where your money came from
Shop Sales — $60,200
Wholesale Orders — $14,300
Most of your income came from sales at the shop. Your wholesale orders to cafes and other buyers added a steady second stream.
03 — WHERE THE MONEY WENT
Your biggest costs this month
| CATEGORY | AMOUNT | % OF EXPENSES |
|---|---|---|
| Staff Pay | $28,000 | 43% |
| Ingredients & Supplies | $22,000 | 34% |
| Other Operating Costs | $6,500 | 10% |
| Rent | $4,200 | 6% |
| Equipment Repair | $2,400 | 4% |
| Utilities | $1,800 | 3% |
Your biggest cost this month was staff pay at $28,000, followed closely by ingredients and supplies at $22,000.
04 — WHAT STOOD OUT
Worth a closer look
-
Emergency oven repairYou paid $2,400 for an emergency oven repair on April 17, 2026. This looks like a one-time cost, not a regular bill.→ Suggested question: You had a $2,400 oven repair this month — was that a one-off fix, or something that may come up again?
-
Staff pay was your largest costStaff pay came to $28,000 this month across three payroll runs. That was your single biggest expense.→ Suggested question: Your staff pay added up to $28,000 this month — does that line up with what you expected?
-
Ingredients and supplies were a big chunkYou spent $22,000 on ingredients and supplies this month. This covers flour, dairy, specialty items, and packaging.→ Suggested question: Ingredients and supplies came to $22,000 this month — does that feel in line with how busy you were?
Best regards, Demo Financial Group · Monthly Advisory Briefing